Cross-border rails for businesses.

Based in Latin America: receive from the US and EU. Based in the US or EU: reach local rails across Latin America.

US ACHEU IBANPixSPEIQRTransferencias 3.0Bre-BTransfer365

The full cost of a transfer, visible before it moves.

Who it serves.

A trading floor in the evening, seen through a glass partition
Traders

Withdrawing from a US platform shouldn't need a US bank.

Traders in Europe

A virtual US ACH account in your name for withdrawals from US platforms. Funds settle as digital dollars; convert or hold at your direction.

A freelancer working at a desk by a window overlooking La Paz at dusk
Freelancers

Invoicing a client abroad shouldn't cost a week and a margin.

Freelancers in Latin America

US ACH details for US clients. EU IBAN for European clients. They pay like locals; you receive digital dollars in seconds.

A container yard at sunset with a crane in the haze
Import–export

Paying a supplier on another continent shouldn't take days.

Import–export companies

Collect locally, settle internationally. International settlement between Africa, Latin America, and China at a fraction of the cost and time of traditional wires.

Expanding cross-
border payments,
step by step.

01 – Collect locally

Accept local currency payments from your users, customers, or partners.

02 – Bridge with stablecoins

Convert local currency payments into stablecoins — such as USDC — for fast, low-cost international transfers.

03 – Settle anywhere

Convert to any supported payout currency and send directly to the recipient's bank via local rails.

04 – Complete the transaction

Complete end-to-end transactions in minutes — at a fraction of the time and cost of traditional wires.

Built for the way global trade works.

Invoice clients in the US and EU

ACH and IBAN details in your company's name. Clients pay a local account; funds arrive as digital dollars or euros.

Pay suppliers and staff locally

Payouts through the rails your counterparties already use across Latin America, from Pix to SPEI.

Settle between markets

Move working capital between countries as digital dollars. Minutes, not days, and no correspondent chain.

Know the cost before it moves

Rate and fees shown before every transfer. What your finance team sees is what settles.

Treasury under your control

Your capital stays in your wallet, not in our systems. Only you move it.

Pay partners on HedgePay instantly

HedgePay to HedgePay settles in seconds, any hour, any day, in digital dollars.

FAQ

Who is HedgePay Business for?

Companies that collect in one country and operate in another: importers and exporters paying suppliers abroad, teams with contractors in several countries, and traders or agencies invoicing US and EU clients from Latin America.

Can the accounts be in my company's name?

Company accounts are set up with our team after business verification. Write to us with your company details and we confirm what applies to your jurisdiction.

Which countries can I pay into?

US and EU bank accounts, and local rails across Latin America — Pix in Brazil, QR in Bolivia, Transferencias 3.0 in Argentina, Bre-B in Colombia, Transfer365 in El Salvador, SPEI in Mexico. The corridors in scope for your operation are confirmed when you get in touch.

What does it cost?

No monthly fees, no minimums. Where a fee applies, it is shown before every transfer, and kept low. Pricing for volume is agreed before onboarding. What you see is what settles.

How do I open a business account?

Write to contact@hedgepay.app with a short description of your operation and what are your painful points. We reply with how we can solve your problems. Verification requires company registration documents and ID for the signatories; the team walks you through what's missing.

Operating across borders?

A container ship at night, deck lights reflecting on the water